Terms & Conditions

1. Acceptance of Terms

By accessing or using Calcuary.com (“Website”, “Service”, “We”, “Us”), you agree to be bound by these Terms of Service and our Privacy Policy. If you disagree with any part of these terms, you may not access the Service.

2. Use License

Permission is granted to temporarily use the materials (information and software) on Calcuary’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

• Modify or copy the materials (including calculator code and logic);
• Use the materials for any commercial purpose, or for any public display;
• Attempt to decompile or reverse engineer any software contained on Calcuary’s website;
• Remove any copyright or other proprietary notations from the materials; or
• Transfer the materials to another person or “mirror” the materials on any other server.

3. Calculator Accuracy & Reliability

While we strive for accuracy, Calcuary cannot guarantee the correctness of results generated by our tools due to:

• Rounding Differences: Slight variations in decimal rounding.
• Changing Regulations: Tax laws, bank interest rates, and medical standards may change.
• User Input: Errors in data entered by the user.
• Technical Limitations: Browser-specific processing differences.

We strongly recommend verifying critical calculations (especially Financial and Medical) with qualified professionals.

4. User Conduct

You agree not to use the website for any purpose that is unlawful or prohibited by these terms. You agree not to:

• Disable, overburden, or impair the proper working of the website.
• Use any robot, spider, or other automated means to access the website.
• Upload or transmit viruses or any other type of malicious code.
• Collect or harvest any personally identifiable information from the website.

5. Intellectual Property

The Service and its original content, features, and functionality (including calculator designs, algorithms, and blog content) are and will remain the exclusive property of Calcuary and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Calcuary.

6. Third-Party Links and Ads

Our Service may contain links to third-party web sites or services (including advertisements via Google AdSense) that are not owned or controlled by Calcuary.

Calcuary has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You acknowledge and agree that Calcuary shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of such content.

7. Limitation of Liability

In no event shall Calcuary, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service;
• Any conduct or content of any third party on the Service;
• Any content obtained from the Service; and
• Unauthorized access, use or alteration of your transmissions or content.

8. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

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