Disclaimer

⚠️ Important Legal Disclaimer

Please read this disclaimer carefully before using our calculator tools and services. Your use of this website constitutes acceptance of these terms.

General Disclaimer

The information provided on Calcuary.com is for general informational and educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, suitability, or availability of the website or the information contained on the website.

Calculator Accuracy

🧮 About Our Calculators

Our calculators use tested algorithms and formulas, but results should always be verified for important decisions.

Regarding calculator accuracy:

  • Best Efforts: We use industry-standard formulas and tested algorithms
  • No Guarantee: We cannot guarantee 100% accuracy in all scenarios
  • User Verification: Always verify important calculations independently
  • Professional Advice: Consult professionals for critical financial, medical, or legal calculations
  • Regular Updates: We regularly review and update our calculators

Financial Calculations

Our financial calculators (EMI, SIP, Tax, Loan, etc.) are provided for educational purposes:

  • Not Financial Advice: Results do not constitute professional financial advice
  • Market Variations: Actual results may vary due to market conditions
  • Professional Consultation: Always consult financial advisors for investment decisions
  • Bank Variations: Interest rates and terms may vary between institutions
  • Regulatory Changes: Tax laws and regulations may change

Health and Fitness Calculators

🏥 Medical Disclaimer

Our health calculators are not a substitute for professional medical advice, diagnosis, or treatment.

For health-related calculators (BMI, Calorie, Pregnancy, etc.):

  • Not Medical Advice: Results are not medical recommendations
  • Individual Variations: Health metrics vary significantly between individuals
  • Professional Consultation: Always consult healthcare professionals
  • Emergency Situations: Seek immediate medical attention for health emergencies
  • Lifestyle Factors: Consider all factors affecting your health

Educational Purpose

Our website and calculators serve educational purposes:

  • Learning Tool: Designed to help users understand calculations
  • General Information: Provides general knowledge and insights
  • Not Specific Advice: Does not replace personalized professional advice
  • User Responsibility: Users must make their own informed decisions

Limitation of Liability

To the fullest extent permitted by applicable law:

  • No Liability: We shall not be liable for any direct, indirect, incidental, consequential, or special damages
  • User Risk: You use our website and calculators at your own risk
  • No Warranties: We provide our service “as is” without warranties
  • Maximum Liability: Our liability is limited to the amount you paid us (if any)

External Links

Our website may contain links to external websites:

  • Not Endorsed: Links do not imply endorsement of external content
  • Third-Party Responsibility: We are not responsible for external website content
  • User Discretion: Visit external links at your own discretion
  • Separate Terms: External websites have their own terms and privacy policies

Professional Advice

✅ When to Seek Professional Help

For important decisions involving finances, health, legal matters, or significant life changes, always consult qualified professionals.

We recommend consulting professionals for:

  • Financial Planning: Investment decisions, loan approvals, tax planning
  • Medical Decisions: Health assessments, treatment plans, medication
  • Legal Matters: Contract reviews, legal advice, regulatory compliance
  • Business Decisions: Business planning, major purchases, risk assessment

Technical Limitations

Our calculators may have technical limitations:

  • Browser Compatibility: May not work perfectly on all browsers
  • Device Limitations: Performance may vary on different devices
  • Input Validation: Extreme values may produce unrealistic results
  • Rounding Errors: Minor rounding differences may occur in calculations

Data Privacy

Regarding your data and privacy:

  • Local Processing: Calculator inputs are processed locally in your browser
  • No Storage: We don’t store your calculation data
  • Privacy Policy: See our Privacy Policy for details
  • User Control: You have control over your personal information

Service Availability

Regarding website availability:

  • Best Efforts: We strive to maintain continuous service
  • No Guarantee: We cannot guarantee uninterrupted service
  • Maintenance: Service may be temporarily unavailable for updates
  • Force Majeure: Service may be affected by circumstances beyond our control

User Responsibility

As a user, you are responsible for:

  • Accurate Input: Providing correct information to calculators
  • Verification: Verifying results before making important decisions
  • Professional Consultation: Seeking appropriate professional advice
  • Lawful Use: Using our website in accordance with applicable laws

Updates to Disclaimer

We may update this disclaimer:

  • Regular Reviews: We periodically review and update our disclaimer
  • Posted Changes: Updates will be posted on this page
  • Effective Date: Changes become effective upon posting
  • Continued Use: Continued use implies acceptance of changes

📞 Questions About This Disclaimer?

If you have questions about this disclaimer:

  • Email: legal@calcuary.com
  • Contact Form: Contact Us
  • Legal Queries: We respond to legal questions within 48-72 hours

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